top of page
Car Mechanic

Diminished Value Appraisals

We’ll work diligently on your behalf to generate a fair vehicle appraisal

and help you recoup the value of your automobile

Get A Diminished Value / Total Loss Claim Consultation from one of our Licensed Appraisers.

Our certified and licensed diminished value appraisers provide you with personalized up-to-date information regarding your diminished value claim. We will ensure you understand the procedure and what possible compensation is owed to you.


Start Your Appraisal
Upload Damage Photo
Upload Damage Photo
Upload Damage Photo

Thanks for submitting!

Upload Final Repair Bill

Do I Qualify for a Settlement?








Some Exceptions Made Based On Vehicle Value/Rarity



What is Diminished Value?

If you've been involved in an auto accident it is very important to know your vehicles true value. You may be entitled to compensation from the at-fault party's insurance company.

Diminished value is the inherent loss of value resulting from a collision.  Even though your vehicle is fixed and may appear 100%, it now has the collision  and repair on its vehicle history. This can negatively impact resale value.

Estimates reflect that over half of consumers would not purchase a vehicle that had been in an auto accident. over 3/4th of consumers would not be willing to invest in a previously wrecked vehicle unless given a substantial discount.


Insurance companies usually will not inform you of your right to an independent appraisal 

In a majority of cases, claimants are not made aware of compensation for diminished value. Insurance companies may say they are "on your side" and that they are advocating for your benefit when in reality they are saving costs on their end.  It's very important that you have the necessary information and it is presented appropriately for your claim to be considered. To be eligible for a claimThat is where DVAC can help you recover what is rightfully yours.

In the realm of automobiles, the concept of diminished value is crucial yet often misunderstood. When a vehicle is involved in an accident, its value can decrease even after repairs have been made, due to factors such as damage history and perceived reliability. This phenomenon is known as diminished value, and comprehending its implications is essential for both buyers and sellers in the automotive market.

What is Diminished Value? Diminished value refers to the reduction in a vehicle's resale worth after it has been damaged and subsequently repaired. Even if the repairs are performed meticulously and restore the vehicle to its pre-accident condition, the fact that it has a history of damage can impact its value in the eyes of potential buyers.

You may qualify for a diminished value settlement if: your vehicle is 5 years old or less (2019 or newer), all damage has been repaired, damage was over $1,000.


Types of Diminished Value:

  1. Inherent Diminished Value: This type of diminished value occurs due to the perception that a vehicle with a history of accidents is less desirable than a similar vehicle with no such history, even if repairs have been carried out expertly.

  2. Immediate Diminished Value: Immediate diminished value is the reduction in value that occurs immediately after an accident. It reflects the decrease in the vehicle's worth due to the visible damage it has sustained.

  3. Repair-Related Diminished Value: Repair-related diminished value occurs when repairs, although performed properly, are not sufficient to restore the vehicle to its pre-accident condition. In such cases, the vehicle may still have underlying issues that affect its value.


Factors Affecting Diminished Value:

Several factors can influence the extent of diminished value a vehicle experiences:

  1. Severity of Damage: The extent of damage sustained by the vehicle in the accident plays a significant role. Vehicles with extensive damage typically experience higher levels of diminished value.

  2. Vehicle Age and Mileage: Older vehicles or those with high mileage may experience greater diminished value since they are perceived to have less remaining useful life.

  3. Vehicle History: A vehicle's accident history, even if the damage has been repaired, can impact its value. Buyers may be wary of purchasing a vehicle with a history of accidents.

  4. Market Demand: The demand for a particular make and model in the used car market can affect its diminished value. Vehicles in high demand may experience less diminished value compared to those with lower demand.


How to Determine Diminished Value:

Determining the diminished value of a vehicle can be challenging and often requires professional appraisal. Several methods may be used, including:

  1. Comparative Market Analysis: Comparing the value of similar vehicles with and without accident histories can provide insight into the diminished value.

  2. Professional Appraisal: Hiring a professional appraiser experienced in assessing diminished value can provide a more accurate valuation.

Conclusion: Automobile diminished value is a significant consideration for both buyers and sellers in the used car market. Understanding the factors that contribute to diminished value and how to assess it accurately can help individuals make informed decisions when buying or selling a vehicle. Whether seeking compensation for diminished value after an accident or negotiating a fair price for a used car, awareness of this concept is essential for navigating the complexities of the automotive market.

The DVAC Process



- Submit web inquiry  

- Get in touch with us

Intake of Appraisal Credentials 

- Repair records

- Accident Photos 

- Restored Photos  

Receive Diminished Value Appraisal

- DVAC returns same-day licensed appraisal

- Client FWDs appraisal to at fault insurance company

- Our next steps will be determined by their response

Tailored Customer Service 

- DVAC advises client 

Case specific council 

 - Involved with all clients from Start --> Finish


Cost of Repair                   Potential Settlement Range

> $2,000                            $1,000-$2,000

> $5,000                            $2,000-$5,000

> $10,000                          $3,000-$8,000

> $15,000                          $4,000-$10,000

> $20,000                          $5,000-$15,000+

Potential Diminished Value Settlement Range

Diminished Value Appraisal 2019 GMC Sierra
Diminished Value Appraisal 2017 Porsche Carrera S
Diminished Value Appraisal 2017 Porsche Cayenne
Diminished Value Appraisal 2017 Toyota Tacoma
Diminished Value Appraisal 2019 Lexus LS 550
Diminished Value Appraisal 2019 Audi SQ5

Frequently Asked Questions


•What is Diminished Value?

Your vehicle loses its original market value after being in an accident. This in turn makes your vehicular value drop below the initial market value if you attempt to sell it post-accident. Even if you have repaired the damages, you still will have trouble finding a buyer to pay fair market value because of your dirty Carfax record. Therefore, the law allows you to seek a diminished value claim from the at-fault party's insurance company to recoup your lost market value.


•When Should I File a Diminished Value Claim? 

It is appropriate to pursue a diminished value claim once your vehicle is fully repaired to pre-accident condition. Diminished value is calculated based on the nature of the damage to your vehicle and overall evidence of repairs. A thorough review of the final bill from the bodyshop, a visual inspection of the repaired vehicle, and reviewing the Carfax are a few important factors in determining diminished value. 

•How Long Does The Process of Recovering My Settlement Take?

The timeline of recovering diminished value from the at-fault insurance company can take as little as a few days. It is also not uncommon to see claims span out weeks and in rare cases, months. It all depends on the insurance company diminished value policy. One thing that is constant however, DVAC will remain involved throughout the timeline of your DOV claim for advice and counsel. For more detail on the process, click link below: 

The DVAC Process


•What is a Total Loss Report?

If your vehicle has been totaled in an accident, how do you know what a fair settlement is? The insurance company has their idea of a fair figure, and you have your own idea. DVAC will help you arrive at a realistic, mutually agreeable number based on comprehensive market research. A total loss report will compile all of our findings with an actual cash value on your vehicle.  


•What's Included In My Report?

Each diminished value appraisal report is equipped with a vAuto, NADA Archival Valuation, and a complimentary Carfax. vAuto captures 100 percent of all USA sales data on any vehicle. Utilizing this tool, we can compile an extremely accurate pre-accident value and assess the diminished value based on the nature of the repair records. We include a detailed photo file of your vehicle and the final bill from the bodyshop. Once put together, a comprehensive diminished value appraisal report of roughly 20-30 pages is sent directly to your email. 


•Been In An Auto Accident? 

If your vehicle has been damaged in an accident and you're concerned about its true value, simply call DVAC Diminished Value Appraisal Claims at 877-879-0101 for a FREE consultation. You can also view our blog for more case-specific information.

  1. What is diminished value? Diminished value refers to the reduction in a vehicle's resale or market value after it has been involved in an accident, even after it has been fully repaired.

  2. How is diminished value calculated? Diminished value is calculated based on various factors including the severity of the accident, the extent of the damage, the quality of repairs, and the vehicle's history. AI-powered algorithms analyze these factors to determine the diminished value accurately.

  3. Why do I need a diminished value appraisal? A diminished value appraisal provides an objective assessment of your vehicle's reduced worth after an accident, which can be crucial when negotiating with insurance companies or potential buyers.

  4. Can I get a diminished value appraisal for any type of vehicle? Yes, diminished value appraisals are available for all types of vehicles, including cars, trucks, SUVs, and motorcycles.

  5. How long does a diminished value appraisal take? The timeframe for a diminished value appraisal can vary depending on factors such as the complexity of the case and the availability of data. However, with AI-powered solutions, appraisals can often be completed more efficiently compared to traditional methods.

  6. Will my insurance cover the cost of a diminished value appraisal? In some cases, insurance policies may cover the cost of a diminished value appraisal, especially if it's requested as part of a claim settlement. It's advisable to check your policy or consult with your insurance provider for clarification.

  7. What if I disagree with the appraisal outcome? If you disagree with the appraisal outcome, you may have options for recourse, such as requesting a reevaluation or providing additional evidence to support your case. It's essential to communicate your concerns with the appraisal provider or your insurance company.

  8. Does a vehicle with a history of accidents always have diminished value? Not necessarily. While accidents can impact a vehicle's value, factors such as the extent of the damage, the quality of repairs, and market demand also play a significant role. A thorough appraisal can help determine the extent of diminished value accurately.

  9. Can I sell my vehicle after it's been appraised for diminished value? Yes, you can still sell your vehicle after it has been appraised for diminished value. However, it's essential to disclose the vehicle's history accurately to potential buyers to maintain transparency.

  10. Is it worth getting a diminished value appraisal for minor accidents? Even minor accidents can result in diminished value, especially if they impact the structural integrity or aesthetics of the vehicle. A diminished value appraisal can help quantify the extent of the reduction in value and provide valuable documentation for insurance claims or resale negotiations.


tell me all about automobile diminished value appraisals

Automobile diminished value appraisals are assessments conducted to determine the reduction in a vehicle's resale or market value following its involvement in an accident, even after it has been fully repaired. The concept of diminished value acknowledges that even with expert repairs, a vehicle's perceived worth may decrease due to factors such as structural damage, visible repairs, or the stigma associated with a history of accidents.

Here's a breakdown of key aspects related to automobile diminished value appraisals:

  1. Purpose: The primary purpose of a diminished value appraisal is to provide an objective assessment of the reduction in a vehicle's value after an accident. This appraisal serves as documentation for insurance claims, legal proceedings, or negotiations with potential buyers.

  2. Factors Considered: Various factors are taken into account when assessing diminished value, including:

    • Severity of the accident: More severe accidents typically result in higher diminished value.

    • Extent of damage: The degree of damage sustained by the vehicle affects its perceived value.

    • Quality of repairs: The skill and thoroughness of the repair work influence how well the vehicle's value is restored.

    • Vehicle history: A vehicle with a history of accidents may experience greater diminished value due to perceived risk.

    • Market trends: Supply and demand dynamics in the automotive market can also impact diminished value.

  3. Appraisal Methods: Diminished value appraisals can be conducted using various methods, including:

    • Comparative market analysis: Comparing the value of similar vehicles in the market before and after accidents.

    • Actual cash value (ACV) method: Assessing the difference between the pre-accident ACV and the post-repair ACV.

    • Total loss method: Calculating diminished value based on the difference between the pre-accident market value and the post-accident salvage value.

  4. Appraisal Process: The process of conducting a diminished value appraisal typically involves:

    • Gathering relevant information about the vehicle, including its pre-accident condition, repair history, and market value.

    • Conducting a physical inspection or using digital tools to assess the vehicle's current condition.

    • Applying appropriate appraisal methods to calculate the diminished value accurately.

    • Providing a detailed appraisal report outlining the assessment findings and supporting evidence.

  5. Legal Considerations: Diminished value laws and regulations vary by jurisdiction. It's essential to understand the applicable laws in your area regarding disclosure requirements, insurance coverage, and rights as a vehicle owner.

  6. Benefits: The benefits of obtaining a diminished value appraisal include:

    • Facilitating fair compensation from insurance companies for diminished value losses.

    • Providing documentation to support legal claims or negotiations with potential buyers.

    • Ensuring transparency and fairness in assessing a vehicle's true worth after an accident.

Overall, automobile diminished value appraisals play a crucial role in protecting the interests of vehicle owners by quantifying the financial impact of accidents on their vehicles' value and facilitating appropriate compensation or disclosure.

bottom of page