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1/28/21 DOV Case Study



The owner of a 2020 Toyota Tacoma was hit by an at-fault; uninsured hit and run motorist causing just north of $7800 in damage.


Fortunately the hit and run motorist was apprehended. The damaged vehicle was properly restored to pre-accident condition under the owner’s uninsured motorist coverage as appropriate. Once restored to pre-accident condition, the vehicle owner inquired about a Diminishment of Value (DOV) settlement. His insurance company incorrectly informed him that he could not request a DOV settlement from his own insurance company. DVAC was retained at this juncture. We immediately straightened out the insurance company’s liability and produced a DOV settlement appraisal report for the owner. The appraisal clause was invoked and DVAC negotiated/settled with the insurance company’s objective third party appraiser. We agreed that $7250 was the correct DOV settlement. A check was sent to the insured owner post haste. It pays to hire a licensed professional.





Automotive Diminished Value and Total Loss Settlements (Licensed) http/www.mydvac.com 877-879-0101 National-Toll free

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