In Florida, the statute of limitations to recover diminished value on your vehicle is 4 years. Under the Florida statutes, a vehicle owner can pursue a claim for diminution from the negligent party who caused the accident, typically by filing directly with their insurance company. To make a diminished value car insurance claim, however, you must provide clear proof of the diminution and its dollar value. It is up to you who you choose to represent you and how you want to provide diminished value proof on your vehicle. It is imperative that you work with a licensed professional who understands the process on recovering the diminished value through the at-fault insurance company. DVAC will assist in communication with the insurance company, providing a licensed appraisal, demanding, and negotiation tactics until a settlement is in your hand.