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Case studies, expert insights, and essential tips to help you navigate diminished value and total loss settlements.

Guides & Tips

GAP Insurance: Why it is Important

One of the most important additions to your insurance policy just might be GAP insurance. If you total your late model car and you are financing, particularly in the current automotive markets, your Actual Cash Value (ACV) is often less

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case study

Total Loss Case Study 2017 Kia

An owner of a 2017 Kia Sportage SUV with 84k miles on the clock recently contacted DVAC to review her insurance company’s total loss, actual cash settlement (ACV). Unfortunately she totaled her vehicle last July in a first party, at

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Total Loss

Total Loss Vehicle “Act of God” Scenario

Hurricanes, tornados, flash floods, avalanches, wildfires, you know, garden variety acts of God. Do you know anyone who has hit a deer!? Acts of God can ruin your day; not to mention your automobile! Let’s say that your vehicle is

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Diminished Value

Monkey in the Middle

Ok, you’ve just been in an accident that you were not at fault. Even though you could have your claim handled by the other person’s at fault insurance company you might want to have the claim handled by your own

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car with a messed up front end from an accident
Diminished Value

Uninsured Motorist Diminished Value Situation

  We are often contacted when the at fault driver was a hit and run or uninsured/under insured motorist. How is Diminishment of Value (DOV) handled in these situations? Check your auto policy, make sure that you have an uninsured/underinsured

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